April 15, 2018

Business Traveler Tips 2018

When traveling, there are many things that you have to think of. How to get to one place to other once you get to the destination, where to exchange money, where to take the clients for a quick meeting, how to stay connected to internet while you are on the go. One thing that you should definitely know is how to save on the flight and the best way to do that is to earn points when you fly. For those who are not familiar what reward points are, it is a rebate you get back from specific banks or credit card when you use them to pay. Here we will introduce you a couple of ways to earn points to save money.
 
Your Credit Card Matter
Getting the right credit card is one of the first step you should take to maximize the travel points. Some of the credit cards offer up to 100,000 points or miles.
American express has been one of the top companies that offer pints. They are currently offering 75,000 membership rewards points when you spend $5,000 or more on your first three month. You are also eligible for up to $200 per calendar year towards incidental air travel fees. You also can receive 5X points on eligible hotels when you use American Express Platinum Card to book on amextravel.com.
Another great credit card is the Chase Ultimate Rewards. This is said to be one of the most flexible rewards program if you use it the right way. There are a couple of different programs with in Chase Ultimate Rewards program. Ones with no annual fee has less rebates. It only provides you with one cent per point redemption rate. If you are willing to pay for $95/year annual fee for the other Ultimate Rewards cards, they could provide you between 25% to 50% more reward value depending on the card you sign up for. Sometimes you can transfer your points and Chase Ultimate Rewards can offer rewards transfer for British Airways Executive Club, Korean Air SKYPASS, Singapore Airlines KrisFlyer, Southwest Airlines Rapid Rewards, United MileagePlus, Virgin Atlantic Flying Club, Hyatt Gold Passport, Marriott Rewards, IHG Rewards Club and Ritz Carlton Rewards. These would be a great way to earn extra points fast.
Finally, there is Citi AAdvantage Platinum Select World Elite Mastercard. This is perfect for people who travel with American Airlines often. It offers signup bonus of 50,000 points and you will earn 2x miles if you purchase on American Airlines. The regular one-way trip ticket within USA is 7,500 points which means that you can fly about 6 times for free within USA. There are other perks included with Citi AAdvantage Platinum Select World Elite Mastercard. You get preferred boarding, first checked bag free, 25% off eligible in-flight purchases, 10% miles back, lost/delayed baggage protection, rental car protection (up to $100,000) and worldwide travel accident insurance for up to $500,000. Other than that, there is trip delay protection which covers up to $500 to spend on lodging, ground transportation and meals. Good thing with this is as long as the points or the credit card was used, anybody can use this protection.

How to Earn Points Fast
Most of us already have credit card that can provide cash back or earn points. But we are probably not maximizing the points earned. The easiest way to do that is to make sure what the promotion is for earning more points and paying everything with your credit card.
You might want to consider signing up for multiple credit cards if you are not planning to refinance or apply for a big loan. In the past, getting 15,000 to 20,000 for sign up points were incredible. Nowadays, sign up bonus could go up to 100,000 points which can take you to anywhere in Europe in a business class. You can even sign up and cancel the credit card once you get the rewards.
In many cases, some cards provide extra points for specific items such as groceries, gas or travel. If you have multiple cards, you have to know by using which card will maximize the points rebated. When shopping, never shop directly at the store website, always look for shopping portals where you can earn regular points plus additional points.

In Conclusion
For business trips, every penny saved is always a good thing. You do not want waste your business budget whenever possible. Other than the sign-up bonus to earn points quickly, purchasing from sites that offers extra points other than regular points helps you rack up those points towards your business trip overseas. Also, do not forget to choose the right credit card when you go to restaurants to earn those extra points for your next trip as well.

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